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The average college grad leaves school with ,000 worth of debt.

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Find out more about the choices debt consolidation offers.Ideally, you would qualify for debt consolidation after graduation. Along with gaining a new degree, many graduates will also leave campus with new student loan payments they'll have to fit into their post-graduate budgets.Here's what you need to know before deciding to consolidate student loans.Most of them could streamline the repayment process by consolidating their student loans. Get Financial Help Now It simplifies repayment and could save you money.It is quite common for people with student loans to deal with 10-12 lending institutions, which means 10-12 payments and 10-12 due dates each month.When you consolidate student loans – either federal or private – it’s one payment to one lender, once-a-month. Loan consolidation for student loans was created to make it easier for millions of borrowers to pay off their debt.Both federal and private lenders recognize that lower monthly payments help may be the best option, if you don’t get the job you want immediately after graduating from colleges.

This can be attractive to borrowers because the consolidation frequently results in longer repayment periods and lower monthly payments.

Lenders who used to be major players in the game have disappeared, and the rules governing consolidation aren’t the same anymore. The answer may not be as easy as it seems, but hopefully we can help you navigate those waters.

The average student loan debt in this country is right around ,000, and only about 19% of 2009 college graduates are employed at their time of graduation. Student loan consolidation basically means combining multiple student loans into one.

So, you would think that student loan consolidation is a no-brainer, right? Qualifications First, there is a short list of requirements that you need to meet to qualify for student loan consolidation.

Federal and Private There is also the distinction between the types of loans that you have.