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When she got back to Princeton, she had just enough time to change her clothes, grab her books, and run to class.Stephen is just one of the many men Amanda has met on Seeking Arrangement, a website that connects “sugar babies”—young, pretty women—with “sugar daddies”—usually rich, older men.

“[The administrators of the Seeking Arrangement] are trying to avoid the negative stigma of prostitution by advertising this as just another dating website, but money is exchanged for arrangements that may include sex.”In 2013, Seeking Arrangement announced that approximately 44 percent of its 2.3 million “babies” are in college.Credit is used by millions of consumers to finance an education or a house, remodel a home, or get a small business loan.The Equal Credit Opportunity Act (ECOA) ensures that all consumers are given an equal chance to obtain credit.Unfortunately, this hurts many married, separated, divorced, and widowed women.There are two common reasons women don't have credit histories in their own names: they lost their credit histories when they married and changed their names; or creditors reported accounts shared by married couples in the husband's name only.If you're married, divorced, separated, or widowed, contact your local credit bureau(s) to make sure all relevant information is in a file under your own name.